Financial infrastructure that processes real money.

Core banking, digital wallets, lending engines, payment rails and M-Pesa integrations — built for regulated environments where every transaction must be accounted for.

Start a conversation Financial services

Capabilities

End-to-end financial technology.

From core ledgers to consumer-facing apps, we build every layer of the stack — integrated, auditable and production-hardened for regulated environments.

Ledger · Accounts · Interest · Reporting

Core Banking

Account management, ledger systems, interest computation, regulatory reporting and the transactional backbone that banks and microfinance institutions depend on.

USSD · Agent networks · M-Pesa

Digital Wallets & Mobile Money

Wallet platforms, USSD and app-based flows, agent networks and M-Pesa integrations for markets where mobile money is the primary rail.

Origination · Scoring · Collections

Lending & Credit

Loan origination, credit scoring, disbursement engines, collections workflows and portfolio risk analytics for consumer and SME lending.

Cards · RTGS · EFT · Cross-border

Payment Rails

Card processing, bank transfers, RTGS and EFT integration, cross-border payments, reconciliation engines and settlement infrastructure.

Identity · Monitoring · SAR

KYC, AML & Compliance

Identity verification pipelines, transaction monitoring, suspicious activity reporting and regulatory controls built into every flow.

PSD2 · Consent · Developer portals

Open Banking & APIs

PSD2 and open-banking-ready API layers, consent management, third-party integrations and developer portals.

Mobile money

M-Pesa & agent banking

Deep integration with Safaricom M-Pesa APIs — C2B, B2C, B2B, STK push. Agent network management and float reconciliation.

Financial services Cross-border

Multi-currency & settlement

FX handling, correspondent banking integration and settlement for cross-border corridors across the continent.

Capital markets Regulatory

Compliance by design

Built-in reporting for central banks, tax authorities and financial intelligence units. Audit trails that survive examination.

How we work APIs

Open banking & developer portals

PSD2-ready API layers, consent management, third-party integrations and developer ecosystems.

Enterprise software

Africa-ready

Built for markets
where mobile is first.

Our deepest production experience is in East and Southern Africa — M-Pesa, agent banking, USSD-first flows and regulatory frameworks from the Central Bank of Kenya to the Reserve Bank of South Africa.

We integrate with the payment networks that matter in these markets — not just the global card schemes, but the local rails that move the majority of money.