Technology for institutions that hold other people's money.
Core banking, payments, lending and compliance systems — built for banks, microfinance institutions and payment service providers across Africa and emerging markets.
In production
Core banking at continental scale.
Multi-country core banking platform
A full core-banking stack — accounts, ledger, lending, payments and regulatory reporting — deployed across multiple African markets. M-Pesa, RTGS and card rail integrations, with central bank reporting for each jurisdiction.
Solutions
What we build for financial institutions.
Core Banking
Account management, transaction processing, general ledger, interest computation and regulatory reporting — the transactional backbone of banking operations.
Digital Wallets & Mobile Money
Wallet platforms, USSD flows, agent network management and M-Pesa integrations for mobile-first markets.
Lending & Credit
Loan origination, credit scoring, disbursement, collections and portfolio analytics for consumer, SME and institutional lending.
Payment Infrastructure
Card processing, RTGS and EFT integration, cross-border payments, reconciliation engines and settlement systems.
KYC, AML & Compliance
Identity verification, transaction monitoring, suspicious activity reporting and regulatory controls built into every flow.
Treasury & Risk
Treasury management, FX operations, liquidity monitoring, market risk analytics and asset-liability management.
Compliance
Regulatory controls built into every layer.
KYC Onboarding
Identity verification, document capture and risk scoring at account opening.
AML Monitoring
Real-time transaction screening against sanctions lists and behavioural rules.
Regulatory Reporting
Automated returns to central banks, tax authorities and financial intelligence units.
Audit Readiness
Immutable trails, role-based access and evidence packages ready for examination.
Built for African
financial markets.
Our deepest production experience is in East and Southern Africa — integrating with M-Pesa, Airtel Money, RTGS networks, central bank reporting systems and the specific regulatory frameworks of the region. From the Central Bank of Kenya to the Reserve Bank of South Africa.
Fintech & Payments consultingTell us the challenge. We have probably built something like it.
A conversation about your requirements, compliance constraints and integration landscape is the fastest path to a concrete proposal.
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